Scotts Valley Financial Planning Clinic

FREE Pro Bono Public Event - March 16, 2013, 2-6 pm. Community members have an opportunity to address specific financial questions with professional financial planners who are volunteering their time and expertise to meet one-on-one with YOU

At this Free Pro Bono event open to the Public, each attendee will be able to meet individually with one of our professional financial planners for 20 - 30 minutes. Individual sessions are being offered between 3:00 pm - 6:00 pm. The individual sessions follow a 1 hour Educational Seminars on a popular financial topic described below.

This event provides our local community with financial information at a time when many of our residents are in urgent need of financial planning assistance due to the continuing economic turmoil. Do you have questions regarding Debt Management, Cash Flow, when to take Social Security, funding your Retirement or a College Fund? Perhaps you are experiencing a special circumstance that has affected your finances, such as Job Loss, Job Change, Underwater Mortgage or have had a Change in Marital Status. These are just a few of the areas that attendees can discuss with our professionals. Attending this event may be the first opportunity you have had to meet face-to-face with a professional financial planner. And it’s Free.

This event is a pro bono benefit to the public, and there is no selling, product marketing or soliciting. In other words, there are no strings attached for the consumer. This is a Free service offered to our community by our Scotts Valley Chamber of Commerce business partners. Financial Planners participating in this event include: our event coordinator Ted George, CFP®, MSFP of George Financial Advisors; Bob Finke, CFP® of Center for Financial Affairs; Mike Chamberlain, CFP®, AIF® and Gary Cohen of Chamberlain Financial Planning LLC, Jennifer Bush, CFP® of Johnson Lyman Wealth Advisors, and Stephen Hoversten, Managing Partner of Modern Woodman Fraternal Financial.

And a special Thank You to Satellite Telework Centers for providing the digital projector for our seminar, and to Peet's Coffee for providing Coffee!


Seminars: 2pm - 3pm

2:00pm – Retirement Planning Basics
Speaker: Stephen Hoversten - Modern Woodman Fraternal Financial

Nobody plans to fail, they fail to plan. Reaching your retirement goals takes more than wishful thinking. Developing and following a plan will allow you to achieve your goals over time. This seminar will discuss the most important strategies to include in your plan.

2:30 pm – Retirement Income Strategies
Speaker: Ted George, CFP®, MSFP - George Financial Advisors

Building a retirement nestegg is very important. Of equal importance is a plan that provides enough income to support your lifestyle. In this seminar we will focus on options and strategies for income that help keep your finances in order throughout your retirement.

One-on-One Sessions: 3pm - 6pm

In the one-on-one sessions you may seek information and advice on a wide range of topics including:
GENERAL FINANCIAL PLANNING
Debt Management
Cash Flow Planning
Building a College Fund

INCOME TAX PLANNING
Tax Reduction Strategies
Charitable Contributions
Small Business Taxation

SPECIAL CIRCUMSTANCES
Job Loss and Job Change
Foreclosure Assistance
Change in Marital Status

ESTATE PLANNING
Building an Inheritance
Wills and Trusts
Estate Tax Strategies

INVESTMENT PLANNING
Investment Strategies
Asset Allocation
Generating Investment Income

INSURANCE PLANNING
Life Insurance Coverage
Disability Insurance
Long-term Care Planning

RETIREMENT PLANNING
Building a Retirement Fund - 401(k) and 403(b) Plans
IRA and Roth IRA Accounts
Social Security

EMPLOYEE BENEFITS
Managing Health Insurance
Health Savings Accounts
Pension Benefits

Don’t miss this opportunity to meet with a Professional Financial Planner and begin to find some answers to your financial questions. Scotts Valley Financial Planning Clinic, Saturday, March 16, 2013 2:00 – 6:00pm, Scotts Valley Senior Center, 370 Kings Village Road, Scotts Valley – FREE!